Even though most states in the United States require all drivers to carry at least a minimal amount of liability insurance, insurance experts estimate that around 16% of American drivers carry no auto insurance. Not only is that illegal, it is foolish, because in the event that an uninsured driver is involved in a motor vehicle accident — especially if he or she is found to be at fault — they could end up being held responsible for tens of thousands of damages.
Sure, the fine for driving an uninsured vehicle will not be any fun, but being hit with the $100,000 medical suit from the driver you maimed will be infinitely worse. This is the reason why insurance companies recommend that ever motor vehicle owner look into comprehensive car insurance quotes. For those who do not already know, comprehensive insurance usually includes liability and collision insurance. Basically, if you are sitting there asking yourself “Do I need car insurance?” or “Do I need collision insurance?”, forget it; because you would be wise to buy as much auto insurance as you can possibly afford.
In the past, the high cost of comprehensive auto insurance was enough to scare away a lot of automobile owners, the advent of the internet has made it possible to find cheap online insurance quotes online. Since insurance companies know that folks no longer have to do the leg work once required to compare insurance quotes, it is in their best interest to offer prospective customers the cheapest car insurance quotes they can. After all, it only takes a couple clicks for them to move onto a competitor’s website.
There are a number of tips that folks can use to save on their insurance premiums. Since used cars are cheaper to insure they can buy used, or they can choose they gray, four-door sedan over that red, convertible sports car. Or they can make the wise decision to get insurance online. When you get insurance online, the rates can be so affordable that you don’t have to compromise. More info like this: insurancefishing.com