Online credit card processing is invaluable in that it aids businesses and consumers in exchanging money directly and electronically, and in a secure way as well. Through online credit card processing, an enterprise could bring itself into a 21st century world where nearly everything is done online. Using one of the three main levels of online credit card processing, the most secure of which is Level 3 processing, that enterprise could see some real results. Through this form of processing, the most detailed information is available on people making purchases, including identifying item discounts and quantities, and including postal codes for shipping. This online payment system type also generally is utilized with government issued credit cards and corporate credit cards.

Largely, B2b credit card processing and other credit card processing online done through software as a service, or SaaS. Companies utilizing this type of system for processing credit cards often do so to stay current and to enhance the satisfaction that their clients receive from such service. Without having the capability to allow for online transactions both safely and easily, any company risks losing clients today. But with these online credit card processing options, that company ideally could align itself more closely with the type of electronic commerce that involves a strong business to business component, versus straight online shopping where consumer purchases are generally talked about. And in setting up one of these systems, a company quite possibly could have it all, communicating with consumers and business clients simultaneously.